Terms of use

Welcome to Halvinvakuutus.fi§' (“we”, “us”, or “our”). By accessing or using our website https://halvinvakuutus.fi/, you agree to the following terms and conditions.

Use of the Website

You must be at least [Insert age, usually 13 or 18] years old to use this website. You agree to use the website for lawful purposes only. You may not use the website to post harmful, illegal, or infringing content.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is our property or licensed to us. You may not reproduce or distribute content without our written consent.

User Content

If you submit content (comments, messages, or media), you grant us a non-exclusive, royalty-free license to use, display, and distribute it.

Disclaimer

The website and its content are provided “as is” without warranties of any kind. We do not guarantee accuracy, reliability, or availability.

Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from your use of the website.

Changes to Terms

We may update these Terms of Use at any time. The latest version will be posted on this page.

Governing Law

These Terms are governed by the laws of Finland.